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A consultation before Christmas will look at ways to tackle pensions scams, including banning businesses from cold calling someone about their pension. This includes scammers targeting people who inadvertently ‘opt-in’ to receiving third party communications.

The Chancellor’s Autumn Statement was good news for Wales. Not only does it help build an economy that works for everyone across Wales and the rest of the UK, it provides a significant over £400 million uplift in the Welsh Government’s capital budget. This comes as a result of the Chancellor’s decision to focus on infrastructure, and will allow the Welsh Government to make decisions that will help people across Wales.

During a 12-month trial starting on Wednesday 16 November 2016, Thames Visitor Moorings (TVM), a private company run ‘by boaters for boaters’, will take over responsibility for managing usage and collecting fees at 21 of the 22 visitor mooring sites currently operated by the Environment Agency.

This is unfair, and so from April 2017 employers and employees who use these schemes will pay the same taxes as everyone else.

We estimate that the £7.50 rate will raise coverage - the number of workers paid at or below the NLW - by up to 390,000, from 1.6 million jobs (6.7 per cent of the cohort) in April 2016 to up to 2.0 million (8.3 per cent) in April 2017. Looking at progress towards the 60 per cent target, we estimate that the £7.50 rate will represent an increase in the relative value of the NLW for workers aged 25 and over of 1.1 percentage points, up from 55.8 per cent of the value of typical earnings (October 2016) to 56.8 per cent (October 2017).