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Fuel duty is frozen for the seventh successive year, which should save the average car driver in Northern Ireland £10 each time they fill their tank. The National Living Wage is increasing from £7.20 to £7.50.

Boaters will be able to register their arrival (a condition of use) online or by phone at any time of day, and pay any fees using a debit or credit card, or through Paypal. At present, they must register their arrival with the duty lock keeper, who can also take cash payments for any fees due. This can cause problems however if the lock keeper is off-duty, working off-site, busy with other duties, or if the boater doesn’t have any cash to hand.

In its final report published in August this year, the CMA announced measures aimed at ensuring that customers benefit from technological advances, and that new entrants and smaller providers can compete more fairly.

About half of our economic infrastructure is financed by the private sector, and we will continue to support that investment through the UK Guarantees Scheme, which I am today extending until at least 2026.

Finally, Wales is benefiting with more than £3 million of LIBOR funding raised from fines levied on banks being distributed to good causes, including a further £1 million for the Wales Air Ambulance.