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The funds will be invested in innovative small businesses with potential for growth, to provide the finance that they need to expand. This will support up to £1 billion of new investment.

Further measures in today’s consultation include requiring banks to publish rates for small and medium-sized enterprise (SME) lending products and to develop tools to allow for easier comparison of SME banking products.

In addition to the extra spending power made available to the Scottish Government, Scotland’s cities will continue to benefit from further commitments from the UK government, with funding confirmed for city deals in Aberdeen and Inverness, negotiations for a city deal with Edinburgh ongoing and the UK Government prepared to consider proposals from Tay Cities.

Which means in the real world, it takes a German worker 4 days to produce what we make in 5; which means, in turn, that too many British workers work longer hours for lower pay than their counterparts.

We will look carefully over the coming months at the functioning of key markets, including the retail energy market, to make sure they are functioning fairly for all consumers.