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And once it’s rolled-out, we will keep it under review to ensure it’s delivering the support they need to working families.

We are listening to as many organisations, companies and institutions as possible – from the large PLCs to small business, from the devolved administrations through to councils, local government and the major metropolitan bodies – to build a national consensus around our negotiating position. We are doing this through meetings, visits and a series of sector roundtables, led by the Secretary of State. You can read more about the work of each roundtable, as well as future roundtables and Ministerial visits here.

And that we are devolving to London the adult education budget, and giving London greater control over the delivery of employment support services for the hardest to help.

The Personal Allowance is the amount of income you can earn before you start paying income tax. It is currently £11,000 this year, and will rise to £11,500 in 2017-18. The point at which you pay the higher rate of income tax will increase from £43,000 this year, to £45,000 in 2017-18.

In salary sacrifice schemes, employees exchange some of their salary for a non-cash benefit in kind (such as a mobile phone). Both the employer and employee make a tax saving, because the benefit is taxed less than a salary or not taxed at all.